There are errors with the form you submitted.

How it works

The process of buying your home

Help to Buy

With a Help to Buy: Equity Loan the Government lends you up to 40% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 55% mortgage to make up the rest.

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

For more information (including advice on fees and paying back your loan) please download the Help to Buy buyers’ guide (PDF).

Who is eligible?

To qualify for the government bonus, the property you are buying must:
  • be in the UK.
  • have a purchase price of up to £600,000
  • be the only home you will own.
  • be where you intend on living.
  • be purchased with a mortgage.
Register interest

Register your interest to find out more